Services Australia Employees Novated Leasing

Maximise Your Benefits

Why Services Australia Employees Should Consider CarBon Novated Leasing

Understanding Novated Leasing for Services Australia Employees

As a Services Australia employee, you have access to a range of benefits that help you make the most of your salary packaging opportunities. One of the most valuable opportunities available to you is novated leasing—a cost-effective and tax-efficient way to finance your next vehicle.

At CarBon Novated Leasing, we specialise in providing novated leases for all types of vehicles. Whether you’re interested in a sedan, a family-friendly SUV, or a powerful ute, our leasing options allow you to drive the latest models while saving on taxes and simplifying your vehicle expenses. No matter your role within Services Australia, CarBon Novated Leasing can help you make the most of your income and get behind the wheel of your ideal vehicle.

What is Novated Leasing?

A novated lease is a three-way agreement between you, your employer, and a leasing company like CarBon Novated Leasing. It allows you to lease a vehicle using pre-tax dollars, which can significantly reduce your taxable income. Services Australia deducts your lease payments from your salary before tax is applied, resulting in substantial savings over the life of the lease.

For Services Australia employees, this means not only driving the latest electric or hybrid vehicles but also enjoying financial benefits that make car ownership more accessible and affordable. With our exclusive offer for Services Australia employees, you’ll have access to even greater savings and tailored support throughout the leasing process.

benefits

The Key Benefits of CarBon Novated Leasing for Services Australia Employees Members

Tax Savings:

By making your lease payments with pre-tax income, you can reduce your taxable income, resulting in lower tax obligations each year.

Bundled Costs:

Novated leasing combines all your vehicle-related expenses—such as maintenance, insurance, and registration—into one simple, pre-tax payment, making budgeting easier.

Fleet Pricing:

CarBon Novated Leasing offers exclusive fleet pricing, allowing you to get the best possible deal on your vehicle compared to buying outright.

Fleet Pricing

CarBon Novated Leasing offers exclusive fleet pricing, allowing you to get the best possible deal on your vehicle compared to buying outright.

GST Savings:

You’ll save on GST for both the purchase and running costs of your vehicle resulting in even more savings for you!

Fringe Benefits Tax (FBT) Exemption:

Eligible electric and plug-in hybrid vehicles are exempt from FBT, which can provide you with even more savings.

set up

How to Set Up Your Novated Lease with Services Australia

As a Services Australia employee, there are a few simple steps to follow when setting up your novated lease. We’re here to guide you through the entire process:

1. Set Up a Salary Packaging Account

You’ll need to set up a salary packaging account with your salary packaging provider. We can provide you with the necessary form to get started.

2. Request Your Specific Deed for Services Australia

You will need to email the Salary Packaging Team at Services Australia at salary.packaging.help@servicesaustralia.gov.au to request your specific deed. Don’t worry—we can assist you with this process and provide you with the necessary documentation.

3. Receive and Submit Your Deed of Novation

Once you have your deed, we will provide you with a signed copy of the deed of novation. You will then submit this deed to your salary packaging provider.

4. Salary Deductions

Your salary packaging provider will liaise with Services Australia to begin salary deductions. We provide your salary packaging provider with the schedule and breakdown of payments.

5. Funds Transfer and Lease Management:

Your salary packaging provider will take care of payments to us, and we will handle the rest, ensuring seamless management of your lease.

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FREQUENTLY ASKED QUESTIONS

FAQ's

What types of vehicles can I lease through CarBon?

You can lease new and pre-owned electric or hybrid vehicles, as well as a range of fuel-efficient petrol and diesel options. Plus, WALGA members can take advantage of exclusive offers on any vehicle.

What types of vehicles can I lease through CarBon Novated Leasing?

You can lease new and pre-owned vehicles, including sedans, SUVs, utes, and more. We offer a wide selection to suit your driving needs and preferences.

How does novated leasing reduce my tax?

Lease payments are made from your pre-tax income, which lowers your taxable income and reduces the amount of tax you pay.

Can I choose my own vehicle?

Yes! You can choose any vehicle that suits your needs, and we’ll help you secure the best deal with fleet pricing.

What happens at the end of the lease?

At the end of your lease, you can pay out the residual value to own the vehicle, re-lease it, or upgrade to a new model.

What costs are included in the lease?

The lease typically covers all running costs, including insurance, registration, maintenance, and fuel.

Can I transfer my lease if I change jobs?

Yes, a novated lease is portable and can move with you if you change employers, provided your new employer supports salary packaging.

Is there a km limit?

CarBon Novated Leasing offers flexible kilometre options to suit your driving needs, whether you’re a low-mileage driver or regularly on the road.

What happens if my circumstances change during the lease?

If your circumstances change, we’ll work with you to find the best solution, whether it’s adjusting your lease or exploring other options.

How long is a typical novated lease term?

Lease terms usually range from two to five years, depending on your preferences and financial goals.

How do I calculate my potential savings?

You can use CarBon Novated Leasing’s online calculator to estimate your savings based on your salary, vehicle choice, and lease terms. Try our online free Calculator

Can I lease a second-hand vehicle?

Yes, we offer leasing options for both new and pre-owned vehicles, giving you more flexibility to find a car that fits your budget.

How do I get started with CarBon Novated Leasing?

Simply reach out to our team or use our online calculator to explore your options. We’ll guide you through every step, from selecting your vehicle to finalising your lease agreement.

Calculator

How to Get Started with CarBon Novated Leasing

If you’re ready to explore novated leasing, CarBon Novated Leasing makes the process simple. Start by using our online calculator to estimate your savings and choose the vehicle that suits your lifestyle. Our team is here to support you every step of the way, ensuring a smooth, hassle-free experience.

By choosing a CarBon novated lease, you can enjoy the benefits of tax savings, simplified budgeting, and access to a wide range of vehicles. Whether you’re a long-term Services Australia employee or just starting out, novated leasing is a smart financial choice that gives you the flexibility to drive the vehicle you want while maximising your savings.

Explore your options today and take the first step toward driving smarter with CarBon Novated Leasing.