Why a novated lease works for nurses and healthcare workers
A novated lease works best with a stable salary, packaging through your employer, and regular driving, including shift work. Health roles tick every box.
- Paid from your pre-tax salary, lowering your taxable income
- No GST on the car, up to the $6,353 cap, or on the running costs
- Insurance, servicing, tyres, rego and fuel or charging bundled in
- On an eligible electric vehicle, no FBT either
Salary packaging for Nurses & health
State health services and many hospitals offer salary packaging, and health workers often have higher packaging caps than other industries. A novated lease sits alongside that. We can help you check what your employer offers.
Electric cars and the FBT exemption
Eligible electric vehicles priced under the $91,661 fuel-efficient luxury car tax threshold are exempt from Fringe Benefits Tax (FBT) for the 2026-27 financial year, which usually makes them the strongest novated lease. Because the exemption is federal, it applies to government employees the same as everyone else. See the EV novated lease page for the detail.
Common questions
Can nurses get a novated lease?
Yes. Public health services and hospitals offer salary packaging, so nurses and health workers can package a novated lease and pay for a car from pre-tax salary.
Do health workers get better packaging?
Often, yes. Public health and not-for-profit health employers frequently have higher salary packaging caps. A novated lease is a separate benefit that works alongside your other packaging.
Do nurses get the EV FBT exemption?
Yes. The EV exemption is federal, so a nurse leasing an eligible electric car gets the same large saving as anyone else.